Most people are concerned about their finances. We all want a good income because that gives us much more freedom than poverty would. Still, it seems most people will not take the actions needed to improve their financial situation. Young people especially tend to leave hard work and preparation for the future on the back burner while they have "fun." It seems a person has to experience a measure of poverty before he or she will take steps to get out of it (Proverbs 24:33-34).

Training and education demand effort, time and money. We may lose a small income now in order to prepare for a greater one later. You've probably heard the saying, "If you think education is expensive, try ignorance." There is wisdom in these words.

Ignorance is a roadblock to a happy life: get rid of it!