There are other differences, of course, but we all do have some things in common. Our ability levels may differ and our maturity can be a factor, but in the end, whatever we have in capability depends on our desire or will to use it. Someone once said that success is 5 percent inspiration and 95 percent perspiration.

When we learn to "do what we can with what we've got where we are at," we are on the road to being a "have" person. As we set our will to use all we have, we become wiser and more capable. We are all given some talent—using it or not using it lies in our hands.