Plastic surrounds us today. Milk jugs, computers and even automobile parts are made from plastic. However, one type of plastic we may find troublesome is our credit cards.

The average cardholder in America has 7.6 cards between bank, retail and debit cards. Amazingly, about 43 percent of American families spend more than they earn each year and average some $8,000 in credit card debt.

There is a better way to manage your money! Check out the free booklet Managing Your Finances. It may help you and your household.